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The categories rotate each quarter, often based on seasonal purchases. Discover automatically matches cash back at the end of the first year for all new cardholders.You’ll get a few other perks with the Discover it: A free FICO score each month and the Freeze it on/off switch that allows you to turn on and off access to your card.Ongoing, students will earn 1.5 points for every dollar spent on purchases.Plus, there’s an opportunity to earn a signup bonus worth 0 towards travel.Another perk: You get to choose your own payment due date so your payment is due at the most convenient time for you and your expenses. department stores and 1% cash back on everything else.

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You can use this to supplement your carrier’s insurance or cancel your carrier’s insurance completely and save money on your cell phone bill.

What we don't like: You won't earn any rewards on the purchases you make.

What we like: The Bank of America Travel Rewards for Student credit card offers 0% introductory interest rate on purchases for the first 12 billing cycles - and students can qualify.

In addition to enjoying interest-free purchases for a year, students who choose the Bank of America Travel Rewards for Students credit card earn travel rewards on purchases as well.

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