Consolidating student loans from multiple lenders
The borrower will be presented with an Application Disclosure and an Approval Disclosure within the application process before they accept the terms and conditions of their loan.The borrower will be eligible for a 0.25 percentage point interest rate reduction on their loan if the borrower or their co-signer (if applicable) has a qualifying account in existence with us at the time the borrower and their co-signer (if applicable) have submitted a completed application authorizing us to review their credit request for the loan.
Soft credit inquiries allow So Fi to show you what rates and terms So Fi can offer you up front.
These ratings are completely objective and are not influenced by compensation in anyway.
Note: In the following review boxes, "Cosigner Release" refers to removing the cosigner on your refinanced loan, if you have one.
APRs for variable rate loans may increase after origination if the LIBOR index increases.
The So Fi 0.25% Auto Pay interest rate reduction requires you to agree to make monthly principal and interest payments by an automatic monthly deduction from a savings or checking account.